If you are planning to achieve the next big milestone of your life, purchasing a home, you must know it comes with completing legal paperwork. One such requirement is property registration with your local Government authorities. Registering your property ensures that your ownership is legally recognized and your rights as an owner are protected. We are here to help you navigate this process smoothly by providing you with a list of 11 important documents required for property registration.
Important Documents Required for Property Registration
Sale Deed
The sales deed is a crucial document that is needed for property registration. It is the primary proof of sale and transfer of ownership from the seller to the buyer. Ensure that before the registration, the sale deed is made on a non-judicial stamp paper and signed by both the parties. The document must include all the terms and conditions of the sale.
Sales Agreement
The sales agreement preceded the sales deed and basically outlines the terms of the sale. So it would include details such as sale price, payment schedule, possession date, and any other conditions agreed to by both parties. This document may not transfer the property ownership but binds both parties to complete the transaction under the specified terms.
Title Deed
The title deed is an important document required for property registration as it established the ownership history of the property. The title deed should be clear as in free from any legal disputes. A clear title deed shows that there are no other claims on the property in question and the seller has the right to transfer ownership.
Encumbrance Certificate
The encumbrance certificate is needed to verify whether the property has any financial or legal liabilities as it provides all details of all registered transactions that are related to the property within a specified period of time. So, this would confirm that the property is not mortgaged or in any legal disputes.
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Khata Certificate and Extract
In states like Karnataka, the Khata certificate and extract are especially essential for property registration. The Khata Certificate confirms that the property is registered in municipal records locally, and the Khata Extract contains details about the property, such as its size, location, built-up area, and more. These documents become necessary for property tax assessment as well as payment.
Property Tax Receipts
These are proof that all taxes related to the property have been paid up to date. These receipts can be obtained from the local municipal corporation’s office. Ensure there are no liabilities from the previous owner.
Occupancy Certificate
Occupancy Certificate or OC is issued by the local municipality once the construction of the property is complete and it is inspected to be fit for occupancy. The OC certifies that the property has complied with all the necessary building codes and regulations. It is one of the crucial documents required for property registration obtained from the builders/developers.
No Objection Certificate
In certain cases, an NOC or No Objection Certificate is required to confirm that there are no objections from the relevant authorities regarding the sale of the property in question. Depending on the type and location of the property, you may need a NOC from the local municipal authority, housing society, urban land ceiling department, or the water and electricity boards.
Approved Building Plan
The approved building plan ensures that the construction of the property has taken place in compliance with the local laws and regulations. It is usually obtained from the local municipal authorities.
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Identification and Address Proofs
For the process of property registration, both buyers and sellers have to provide certain documents for identification and proof of address. These include:
- Aadhar Card
- Pan Card
- Passport
- Voter Id
- Driving License
Power of Attorney (if applicable)
If the property transaction is being carried out by someone other than the owner, then a power of attorney is required. This POA authorizes the other person to make the transaction on the owner’s behalf. It is important to ensure that the POA is registered and specifies teh rights granted to the appointed person.
This list of documents required for property registration will help you be well-prepared for the process & complete it hassle-free. You consult with a property expert or lawyer beforehand to verify the documents and ensure compliance with local regulations.
A critical process such as property registration when done in a legally sound manner will render peace of mind and a secure ownership.